inspectorlab

$BLU

BluMoney
Done13/138m 52s
flags
  1. confirmed
  2. refuted
  3. untested
  4. unverifiable

On-chain

1
Metadata

$BLUBluMoney

Metadata
locked
Update auth
1111…1111
Source
metaplex
Market

$49.2kmarket cap

Price
$0.0000492
Liquidity
—
Vol 24h
$22.3k
Pool
meteoradbc · 11h ago
Mint

Fixedsupply

Program
spl-token
Supply
960.2M
Mint auth
revoked
Freeze auth
revoked
Transfer fee
none
Extensions
none
Holders

34.8%held by top 10

  • HLnp…TLcC10.7%
  • 3XHz…e8Pv2.9%
  • GHz6…1eEY2.9%
  • Be24…nRR62.9%
  • 96C6…m4FY2.9%
Deployer

11hsince launch

Wallet
7Pij…Hdp4
Launched via
dbcij3LWUppWqq96dh6gJWwBifmcGfLSB5D4DuSMaqN
Created
2026-10-05
1
Neighborhood

0/0sibling tokens dead

Linked wallets
5
Siblings > $1M
0

Summary

BLU is presented as a utility token offering fee discounts in BluMoney's text-based Solana wallet, payments, and trading service [C1; C2; C3; metadata]. On-chain data shows no mint or freeze authority, but the permanent liquidity lock has not been verified [facts; usage]. Testing could not access the SMS workflow, leaving transfers, fee discounts, security controls, and fee-funded buybacks and burns unverified; sampled swaps alone do not establish those claims [usage]. The website does not reference this mint, and its legal terms remain a draft with a placeholder contact address, limiting confidence in token identification and operational readiness [website; review].

Claims 9

C1productblumoney.xyz ↗
untested
BluMoney turns iMessage into a wallet on Solana. Pay any phone number, trade any token on Solana, and approve every move with a single YES.

Testing was inconclusive because the SMS workflow could not be accessed; no wallet creation or confirmed send was executed.

skeptic: plausibleused: inconclusive
C2productblumoney.xyz ↗
untested
Trades are routed through Jupiter for the best price and settle in seconds.

Sampled transactions invoke Jupiter, but no tester-initiated trade established service routing, quotes, or holder-based fees.

skeptic: plausibleused: inconclusive
C3tokenomicsblumoney.xyz ↗
untested
Your $BLU balance sets your fees automatically.

No live send quotes or tests across BLU holding thresholds were possible.

skeptic: plausibleused: inconclusive
C4tokenomicsblumoney.xyz ↗
untested
50% buys back & burns $BLU 50% funds the team

Observed purchases into a vault-owned account do not establish fee allocations or burns; testing was inconclusive.

skeptic: doubtfulused: inconclusive
C5tokenomicsblumoney.xyz ↗
untested
Fixed supply. 1,000,000,000 tokens. Nobody can mint more.

Absent mint authority independently confirms further minting is disabled. Current supply is below one billion, which need not contradict an initial maximum, but permanent liquidity locking remains unverified, so the combined claim is unsettled.

skeptic: doubtfulused: inconclusive
C6securityblumoney.xyz ↗
untested
Double taps, retries and network hiccups can never send the same payment twice. The database won’t allow it.

No accessible SMS execution allowed tests of exact confirmation, expiry, caps, or duplicate prevention; the supplied usage section is truncated.

skeptic: doubtfulused: inconclusive
C7securityblumoney.xyz ↗
unverifiable
Wallets are held by Privy in hardware-isolated enclaves, locked by policy to transfers and the trades you approve.

The supplied evidence does not establish the private custody configuration, enclave deployment, or policy restrictions; naming Privy does not verify them.

skeptic: doubtful
C8productblumoney.xyz ↗
untested
Buy any of 77 stocks, ETFs and pre-IPO names with one message: buy $20 of TSLA.

Advertised stock and pre-IPO token access was not independently demonstrated through an executed product transaction in the supplied evidence.

skeptic: plausibleused: inconclusive
C9otherblumoney.xyz ↗
unverifiable
DRAFT · pending legal review

The review records visible draft wording and a placeholder, supporting the unfinished-site classification; the project's beta status and actual legal-review process are self-descriptions rather than independently verified facts.

skeptic: plausible

Off-chain

X account

@blumoneyxyzBlu Money

Renamed
never
Account age
20h
Based in
Singapore
1
Website

blumoney.xyzresolved

Found via
metadata
Mint on site
no
1
Site capture
Screenshot of the project site
Stack
Next.js
Trackers
0
Endpoints
0
3rd-party hosts
1
1
Site readself-reported

BluMoney presents itself as an iMessage-based Solana wallet that lets users send assets, trade tokens, and access tokenized stocks by text, with transactions confirmed by replying YES. It also describes BLU as a utility token intended to reduce service fees and says its supply and buyback-and-burn mechanics are on-chain.

Observations
5 · 3 concerns
Skeptic
Claims judged
9 · 4 doubtful
Looks like
BlueMoney (denied)
4
Hands-on
journal
Started at BluMoney's website and checked the supplied wallet: 5 SOL and no tokens. Reviewed the start, send, trade, tokenomics, security, and stocks pages. The service's described core actions are through SMS, not a browser wallet connection. I clicked the Text BluMoney link, opened its QR/scan-to-text prompt (which says to point an iPhone camera at it), and attempted the sms: URI directly; browser navigation failed. No actual text or YES confirmation could be sent, and there was no pending Phantom wallet request. Since there was no site-provided Phantom connection or usable messaging client, I did not make an unrelated transfer to manufacture a wallet request. Separately, on-chain checks found that the BLU mint has no mint or freeze authority and reports about 959.946 million current supply; this is below one billion but could reflect burns rather than a contradiction of a one-billion initial supply. The listed pool account is owned by the DAMM v2 program, but a permanent lock was not established. The listed vault has recurring pool activity and BLU was observed in a vault-owned token account after a buy; the inspected sample did not demonstrate a burn or verify fee splits. Sample swaps invoke Jupiter, but none were initiated by our wallet, so they cannot establish BluMoney's live quote/fee behavior. After the SMS attempts I checked the wallet again: it remained at 5 SOL with no tokens. No transaction was signed by our wallet. The SMS-only product interaction being unavailable in this browser is the principal blocker, not evidence that the advertised behavior fails.